NINJA loan

名词 n.
中文释义

英文释义

名词 n.
  1. A subprime loan issued to borrowers with no job, income, or assets.
    — On top of all this, banks are prying less into the private lives of their mortgage applicants. Traditionally, lenders wished to know something of the borrowers' background—their jobs, their wealth and soforth. In an age of perennially rising home prices, these tedious details could be dispensed with. "Low doc" and "no doc" loans have proliferated. One mortgage provider, HCL Finance, advertises itself as the "home of the 'no doc' loan." Among the products listed on its Web site is the NINJA loan: Even borrowers with "No Income, No Job and No Assets" are welcome to apply.

词形变化

NINJA loans plural ninja loan alternative

词源

Coined by the American lending company HCL Finance from an approximate initialism of no income, no job, no assets.
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